:root{--navy:#0b2545;--navy2:#13315c;--teal:#0d9488;--teal2:#14b8a6;--ink:#1e293b;--mut:#64748b;--bg:#fff;--alt:#f1f5f9;--line:#e2e8f0;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--teal)}img{max-width:100%}h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .6em}h1{font-size:clamp(2rem,4.5vw,3.2rem)}h2{font-size:clamp(1.5rem,3vw,2.1rem)}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
:focus-visible{outline:3px solid var(--teal2);outline-offset:2px}
.emergency{background:#b91c1c;color:#fff;text-align:center;padding:8px 12px;font-size:.92rem}.emergency a{color:#fff;font-weight:600}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(6px)}
.hdr{display:flex;align-items:center;gap:18px;height:68px}.logo{display:flex;align-items:center;gap:8px;text-decoration:none;font-size:1.25rem;color:var(--navy)}.logo b{color:var(--teal)}
#nav{margin-left:auto}#nav>ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
#nav a,.dd-btn{display:block;padding:8px 10px;color:var(--ink);text-decoration:none;font:500 .95rem inherit;font-family:inherit;background:none;border:0;cursor:pointer;border-radius:8px}
#nav a:hover,.dd-btn:hover,#nav a[aria-current]{color:var(--teal);background:var(--alt)}
.dd{position:relative}.dd-menu{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 12px 30px rgba(11,37,69,.12);list-style:none;padding:6px;margin:0;min-width:220px}
.dd:hover .dd-menu,.dd.open .dd-menu,.dd:focus-within .dd-menu{display:block}
.menu-toggle{display:none;margin-left:auto;font-size:1.5rem;background:none;border:0;cursor:pointer;color:var(--navy)}
.btn{display:inline-block;padding:12px 22px;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit;transition:transform .15s}
.btn:hover{transform:translateY(-1px)}.btn-accent{background:var(--teal);color:#fff}.btn-accent:hover{background:#0f766e}
.btn-ghost{border-color:currentColor;color:var(--navy);background:transparent}.btn-light{background:#fff;color:var(--navy)}.hdr-cta{padding:9px 16px}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#cbd5e1;padding:72px 0 64px}.hero h1{color:#fff}.hero .btn-ghost{color:#fff}
.kicker{text-transform:uppercase;letter-spacing:.08em;font-weight:700;font-size:.8rem;color:var(--teal2)}.lead{font-size:1.15rem;max-width:680px}
.hero-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center}.hero.home{padding:90px 0}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:var(--r);padding:24px}.stat{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.12)}.stat b{color:var(--teal2);font-size:1.2rem}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0}.tiny{font-size:.82rem;color:var(--mut)}.hero .tiny{color:#94a3b8}.small{font-size:.8rem}
.trust{border-bottom:1px solid var(--line);padding:18px 0}.trust .wrap{display:flex;flex-wrap:wrap;gap:16px;align-items:center}.trust p{margin:0;color:var(--mut);font-weight:600}.trust ul{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;margin:0;padding:0;color:var(--navy2);font-weight:600}
.sec{padding:64px 0}.sec.alt{background:var(--alt)}.sub{color:var(--mut);max-width:700px;margin-top:-6px}
.cards3,.cards2{display:grid;gap:20px;grid-template-columns:repeat(3,1fr);margin-top:24px}.cards2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:0 1px 2px rgba(0,0,0,.03);display:block;color:inherit}
a.card{text-decoration:none;transition:box-shadow .2s,transform .2s}a.card:hover{box-shadow:0 14px 30px rgba(11,37,69,.1);transform:translateY(-2px)}
.ico{font-size:1.8rem}.more{color:var(--teal);font-weight:600}.badge{display:inline-block;background:#ccfbf1;color:#115e59;font-size:.75rem;font-weight:700;padding:3px 10px;border-radius:99px;margin-bottom:8px;text-transform:uppercase;letter-spacing:.04em}
.big{font-size:2rem;font-weight:800;color:var(--teal);margin:.2em 0}.quote p{font-size:1.05rem;font-style:italic}.quote cite{color:var(--mut);font-size:.9rem}
.steps{list-style:none;counter-reset:s;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.steps li:before{content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--teal);color:#fff;font-weight:700;margin-bottom:10px}.steps b{display:block;color:var(--navy)}.steps span{color:var(--mut);font-size:.95rem}
.check{list-style:none;padding:0}.check li{padding:6px 0 6px 30px;position:relative}.check li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:800}
.faq details{border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:10px 0;background:#fff}.faq summary{font-weight:600;cursor:pointer;color:var(--navy)}
.cta-band{background:linear-gradient(135deg,var(--teal),#0f766e);color:#ecfeff;padding:60px 0;text-align:center}.cta-band h2{color:#fff}.cta-band .cta-row{justify-content:center}.cta-band .btn-accent{background:var(--navy)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}.two>div>.card{margin-bottom:16px}
.form label{display:block;font-weight:600;margin-bottom:14px;color:var(--navy);font-size:.95rem}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:6px;padding:11px 12px;border:1px solid #cbd5e1;border-radius:8px;font:inherit}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--teal);outline:2px solid #99f6e4}.hp{position:absolute;left:-9999px}.form-msg{color:var(--teal);font-weight:600}
.tier{display:flex;flex-direction:column}.tier .btn{margin-top:auto;text-align:center}.tier.hot{border:2px solid var(--teal);box-shadow:0 14px 30px rgba(13,148,136,.15)}.price{font-size:1.8rem;font-weight:800;color:var(--navy);margin:.2em 0}.price small{display:block;font-size:.8rem;color:var(--mut);font-weight:500}
.results-panel{background:var(--navy);color:#cbd5e1}.results-panel h2,.results-panel h3{color:#fff}.results-panel .tiny{color:#94a3b8}
.metrics{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:0}.metrics div{background:rgba(255,255,255,.06);border-radius:10px;padding:12px}.metrics dt{font-size:.8rem;text-transform:uppercase;letter-spacing:.05em}.metrics dd{margin:0;font-size:1.5rem;font-weight:800;color:var(--teal2)}
.insight{background:rgba(20,184,166,.12);border-left:4px solid var(--teal2);padding:10px 14px;border-radius:6px;color:#e2e8f0}
.sticky{position:sticky;top:90px}.score{font-size:3.5rem;font-weight:800;color:#fff}.score small{font-size:1.2rem;color:#94a3b8}.bar{height:10px;background:rgba(255,255,255,.12);border-radius:99px;overflow:hidden;margin-bottom:14px}.bar i{display:block;height:100%;width:0;transition:width .3s}
.fixes li{margin-bottom:8px}.results-panel .btn-ghost{color:#fff;margin-left:8px}
fieldset{border:1px solid var(--line);border-radius:10px;margin:0 0 14px;padding:10px 16px}legend{font-weight:700;color:var(--navy);padding:0 6px}.form .chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--ink);margin:8px 0;cursor:pointer}.form .chk input{width:20px;height:20px;margin:2px 0 0;flex:none}
.prose h2{margin-top:1.4em;font-size:1.3rem}
.site-footer{background:#081a33;color:#94a3b8;padding:50px 0 20px;font-size:.95rem}.site-footer a{color:#cbd5e1}.site-footer h3{color:#fff;font-size:1rem}.site-footer ul{list-style:none;padding:0}.site-footer li{margin:6px 0}.site-footer .logo{color:#fff}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}.legal{border-top:1px solid #1e3a5f;margin-top:30px;padding-top:16px}
@media(max-width:960px){.menu-toggle{display:block}.hdr-cta{display:none}#nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);max-height:80vh;overflow:auto}
#nav.open{display:block}#nav>ul{flex-direction:column;align-items:stretch;padding:10px 20px}.dd-menu{position:static;box-shadow:none;border:0;display:block;padding-left:12px}.dd-btn{pointer-events:none;font-weight:700}
#nav>ul:after{content:"";}.hero-grid,.two{grid-template-columns:1fr}.cards3,.steps{grid-template-columns:1fr 1fr}.fgrid{grid-template-columns:1fr 1fr}.sticky{position:static}}
@media(max-width:600px){.cards3,.cards2,.steps,.fgrid,.metrics{grid-template-columns:1fr}.sec{padding:44px 0}.hero{padding:48px 0}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.mobile-only{display:none}@media(max-width:960px){.mobile-only{display:block}}